Layouts are on CD in both PSD and JPEG formats.  The PSD versions of the layouts contain everything shown, except the photos and personal journaling.  Title art IS included, but can be made invisible or deleted.  The JPEG versions of the layouts are flattened and are meant to be a background for you to build upon.  The background papers are in JPEG format, and the embellishments are in PNG format. THE BACKGROUND PAPERS ARE GREAT FOR COLLAGE ART AND GREETING CARDS, AS WELL!  Also, as stated in our tutorials, the colors of all layers can be changed to match your photos or design choices, giving you unlimited possibilities and a never-ending supply.  See our gallery for enlarged versions of the layouts to see the depth of the collage designs.

12 X 12 Fully-Layered Layout Templates

12 X 12 Backgrounds

8.5 X 11 Fully-Layered Layout Templates

8.5 X 11 Backgrounds

Embellishments  **Images not shown in actual size or proportion to others.